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Phoenix, AZ · No HOA Homes · Live ARMLS

Phoenix Homes with No HOA

Phoenix homes whose ARMLS listing says there is no homeowners association: no monthly HOA dues and no HOA approval for most exterior changes.

Rony Elsayed · HomeSmart · (602) 777-1860

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Before you make an offer

Confirm it in writing

The HOA field comes from the listing agent. Confirm there is no association, and no other recorded restrictions, in the title report and seller disclosures.

Know who maintains what

Without an HOA, there is no shared budget for walls, landscaping, or common areas. City code still applies to things like parking and yard upkeep.

Compare total cost

Skipping HOA dues helps the monthly budget, but compare insurance, utilities, and any upkeep an association would have handled.

Phoenix is Arizona's capital and covers more than 500 square miles in the center of the Valley, divided by the city into 15 urban villages that run from Ahwatukee Foothills south of South Mountain to North Gateway along Interstate 17. For prices, pace, and inventory from ARMLS, see the Phoenix market report and the Phoenix real estate guide.

Common buyer questions

Is the no-HOA status guaranteed?

No. It reflects the ARMLS listing. Rony can help you confirm it with the title company before you close.

Want help with Phoenix homes?

Tell Rony your budget, timing, and must-haves. Rony can send new matches, pull recent sales, and set up showings.

Real estate information

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