Surprise Homes with No HOA
Surprise homes whose ARMLS listing says there is no homeowners association: no monthly HOA dues and no HOA approval for most exterior changes.
Rony Elsayed · HomeSmart · (602) 777-1860
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Before you make an offer
Confirm it in writing
The HOA field comes from the listing agent. Confirm there is no association, and no other recorded restrictions, in the title report and seller disclosures.
Know who maintains what
Without an HOA, there is no shared budget for walls, landscaping, or common areas. City code still applies to things like parking and yard upkeep.
Compare total cost
Skipping HOA dues helps the monthly budget, but compare insurance, utilities, and any upkeep an association would have handled.
Common buyer questions
Is the no-HOA status guaranteed?
No. It reflects the ARMLS listing. Rony can help you confirm it with the title company before you close.
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